nCino (NASDAQ:NCNO) Updates FY 2025 Earnings Guidance

nCino (NASDAQ:NCNO) updated its FY 2025 earnings guidance on Thursday. The company provided earnings per share (EPS) guidance of 0.720-0.730 for the period, compared to the consensus estimate of 0.670. The company issued revenue guidance of $539.0 million-$541.0 million, compared to the consensus revenue estimate of $541.6 million. nCino also updated its Q4 2025 guidance to 0.180-0.190 EPS.

Analyst Upgrades and Downgrades

A number of analysts recently weighed in on NCNO shares. Piper Sandler restated a “neutral” rating and set a $38.00 target price on shares of nCino in a report on Thursday. Raymond James upgraded shares of nCino from a “market perform” rating to an “outperform” rating and set a $38.00 target price for the company in a research report on Tuesday, September 3rd. Stephens raised their price target on shares of nCino from $35.00 to $38.00 and gave the company an “equal weight” rating in a report on Thursday. Keefe, Bruyette & Woods raised their target price on shares of nCino from $41.00 to $49.00 and gave the company an “outperform” rating in a research note on Monday. Finally, Scotiabank raised their price target on shares of nCino from $36.00 to $46.00 and gave the stock a “sector outperform” rating in a research report on Wednesday. Five analysts have rated the stock with a hold rating and nine have issued a buy rating to the stock. Based on data from MarketBeat, the company currently has an average rating of “Moderate Buy” and a consensus price target of $42.31.

nCino Trading Down 9.0 %

Shares of NASDAQ:NCNO traded down $3.83 during trading on Thursday, reaching $38.67. 2,516,784 shares of the company traded hands, compared to its average volume of 1,072,831. The firm has a market capitalization of $4.47 billion, a price-to-earnings ratio of -135.37, a P/E/G ratio of 34.42 and a beta of 0.59. nCino has a 52-week low of $28.09 and a 52-week high of $43.20. The company has a current ratio of 1.08, a quick ratio of 1.08 and a debt-to-equity ratio of 0.09. The business’s fifty day moving average is $37.59 and its 200-day moving average is $33.57.

Insider Buying and Selling

In other nCino news, CFO Gregory Orenstein sold 3,885 shares of the business’s stock in a transaction dated Monday, October 14th. The stock was sold at an average price of $35.05, for a total transaction of $136,169.25. Following the completion of the sale, the chief financial officer now directly owns 276,892 shares in the company, valued at $9,705,064.60. The trade was a 1.38 % decrease in their position. The transaction was disclosed in a document filed with the SEC, which is available through this hyperlink. Also, Director William J. Ruh sold 10,000 shares of the business’s stock in a transaction that occurred on Monday, October 21st. The stock was sold at an average price of $37.50, for a total value of $375,000.00. Following the completion of the transaction, the director now directly owns 226,201 shares in the company, valued at approximately $8,482,537.50. This represents a 4.23 % decrease in their ownership of the stock. The disclosure for this sale can be found here. Insiders sold 3,235,029 shares of company stock valued at $117,599,204 over the last quarter. 28.40% of the stock is owned by company insiders.

About nCino

nCino, Inc, a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System connects financial institution employees, clients and third parties on a single cloud-based platform which include client onboarding, deposit account opening, loan origination, end-to-end mortgage suite, and powerful ecosystem.