Equities Analysts Set Expectations for SLM Q3 Earnings

SLM Co. (NASDAQ:SLM) – Wedbush raised their Q3 2025 earnings estimates for shares of SLM in a research report issued to clients and investors on Monday, November 25th. Wedbush analyst D. Chiaverini now expects that the credit services provider will post earnings of $0.74 per share for the quarter, up from their previous forecast of $0.68. Wedbush has a “Outperform” rating and a $26.00 price objective on the stock. The consensus estimate for SLM’s current full-year earnings is $2.73 per share. Wedbush also issued estimates for SLM’s FY2025 earnings at $3.15 EPS and FY2026 earnings at $3.80 EPS.

SLM (NASDAQ:SLM) last issued its quarterly earnings data on Wednesday, October 23rd. The credit services provider reported ($0.23) earnings per share for the quarter, missing the consensus estimate of $0.07 by ($0.30). The business had revenue of $652.64 million during the quarter, compared to analysts’ expectations of $363.40 million. SLM had a return on equity of 35.92% and a net margin of 22.18%. During the same quarter in the previous year, the company posted $0.11 earnings per share.

SLM has been the topic of a number of other research reports. Bank of America began coverage on shares of SLM in a research report on Wednesday, September 25th. They issued a “buy” rating and a $27.00 target price on the stock. Royal Bank of Canada restated an “outperform” rating and issued a $26.00 price objective on shares of SLM in a report on Thursday, October 24th. JPMorgan Chase & Co. dropped their target price on shares of SLM from $25.00 to $24.00 and set a “neutral” rating for the company in a report on Monday, October 7th. Finally, Barclays cut their target price on SLM from $27.00 to $26.00 and set an “overweight” rating on the stock in a research report on Thursday, October 24th. Two analysts have rated the stock with a hold rating and nine have assigned a buy rating to the company’s stock. Based on data from MarketBeat.com, SLM presently has a consensus rating of “Moderate Buy” and a consensus price target of $25.45.

SLM Stock Performance

NASDAQ SLM opened at $27.88 on Tuesday. The stock has a fifty day simple moving average of $23.02 and a 200-day simple moving average of $21.85. The company has a current ratio of 1.29, a quick ratio of 1.27 and a debt-to-equity ratio of 3.21. The stock has a market cap of $5.92 billion, a PE ratio of 9.71, a P/E/G ratio of 1.15 and a beta of 1.16. SLM has a twelve month low of $14.03 and a twelve month high of $28.22.

SLM Increases Dividend

The business also recently disclosed a quarterly dividend, which will be paid on Monday, December 16th. Stockholders of record on Thursday, December 5th will be paid a $0.13 dividend. This is a boost from SLM’s previous quarterly dividend of $0.11. This represents a $0.52 annualized dividend and a dividend yield of 1.87%. The ex-dividend date is Thursday, December 5th. SLM’s dividend payout ratio (DPR) is presently 15.33%.

Institutional Inflows and Outflows

Hedge funds and other institutional investors have recently bought and sold shares of the stock. O Shaughnessy Asset Management LLC raised its position in SLM by 9.9% in the 1st quarter. O Shaughnessy Asset Management LLC now owns 11,017 shares of the credit services provider’s stock valued at $240,000 after purchasing an additional 990 shares in the last quarter. Lazard Asset Management LLC lifted its stake in SLM by 156.7% in the first quarter. Lazard Asset Management LLC now owns 168,630 shares of the credit services provider’s stock worth $3,674,000 after acquiring an additional 102,928 shares during the last quarter. Price T Rowe Associates Inc. MD grew its holdings in SLM by 3.3% during the 1st quarter. Price T Rowe Associates Inc. MD now owns 816,274 shares of the credit services provider’s stock worth $17,788,000 after acquiring an additional 26,064 shares in the last quarter. Janus Henderson Group PLC increased its position in shares of SLM by 114.6% in the 1st quarter. Janus Henderson Group PLC now owns 228,239 shares of the credit services provider’s stock valued at $4,971,000 after purchasing an additional 121,886 shares during the last quarter. Finally, Redwood Investment Management LLC acquired a new stake in shares of SLM in the 1st quarter valued at $1,504,000. 98.94% of the stock is currently owned by hedge funds and other institutional investors.

SLM Company Profile

SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It is also involved in the provision of retail deposit accounts, including certificates of deposit, money market accounts, and high-yield savings accounts; and interest-bearing omnibus accounts.