Flywire (NASDAQ:FLYW) and Smart Card Marketing Systems (OTCMKTS:SMKG) Head to Head Review

Flywire (NASDAQ:FLYW) and Smart Card Marketing Systems (OTCMKTS:SMKG) are both computer and technology companies, but which is the better stock? We will contrast the two businesses based on the strength of their risk, dividends, profitability, earnings, valuation, institutional ownership and analyst recommendations.

Analyst Ratings

This is a summary of recent ratings and price targets for Flywire and Smart Card Marketing Systems, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Flywire	0	4	10	1	2.80
Smart Card Marketing Systems	0	0	0	0	N/A

Flywire currently has a consensus price target of $26.07, indicating a potential upside of 52.02%.

Profitability

This table compares Flywire and Smart Card Marketing Systems’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Flywire	-1.85%	-1.03%	-0.80%
Smart Card Marketing Systems	N/A	N/A	N/A

Institutional & Insider Ownership

95.9% of Flywire shares are owned by institutional investors. 3.9% of Flywire shares are owned by insiders. Comparatively, 50.4% of Smart Card Marketing Systems shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Valuation and Earnings

This table compares Flywire and Smart Card Marketing Systems”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Flywire	$441.65 million	4.77	-$8.57 million	($0.11)	-154.18
Smart Card Marketing Systems	N/A	N/A	N/A	N/A	N/A

Smart Card Marketing Systems has lower revenue, but higher earnings than Flywire.

About Flywire

Flywire Corporation, together with its subsidiaries, operates as a payments enablement and software company in the United States and internationally. Its payment platform and network, and vertical-specific software help clients to get paid and help their customers to pay. The company’s platform facilitates payment flows across multiple currencies, payment types, and payment options, as well as provides direct connections to alternative payment methods, such as Alipay, Boleto, PayPal/Venmo, and Trustly. It serves education, healthcare, travel, and business to business organizations. The company was formerly known as peerTransfer Corporation and changed its name to Flywire Corporation in December 2016. Flywire Corporation was incorporated in 2009 and is headquartered in Boston, Massachusetts.

About Smart Card Marketing Systems

Smart Card Marketing Systems Inc. operates as a fintech and paytech solutions provider that offers ecommerce, cloud, and mobility applications to the global banking, telecom, and retail markets. The company provides business intelligence and digital transformation strategies with a proprietary portfolio of applications and wireframes for banking, enterprises, retail e-wallets, digital ID, blockchain, crypto issuing, NFT, e-KYC, digital workforce, events and media management, edtech, telemed, and transit-booking industries. The company was incorporated in 2006 and is based in Wilmington, Delaware.