Seaport Res Ptn Weighs in on Bread Financial Q1 Earnings

Bread Financial Holdings, Inc. (NYSE:BFH) – Stock analysts at Seaport Res Ptn issued their Q1 2025 EPS estimates for Bread Financial in a research note issued on Monday, February 3rd. Seaport Res Ptn analyst W. Ryan forecasts that the company will earn $2.33 per share for the quarter. The consensus estimate for Bread Financial’s current full-year earnings is $6.46 per share. Seaport Res Ptn also issued estimates for Bread Financial’s Q2 2025 earnings at $1.49 EPS, Q3 2025 earnings at $2.38 EPS, Q4 2025 earnings at $0.35 EPS, FY2025 earnings at $6.55 EPS and FY2026 earnings at $8.00 EPS.

BFH has been the topic of a number of other reports. TD Cowen upped their target price on shares of Bread Financial from $48.00 to $50.00 and gave the stock a “hold” rating in a research note on Monday, October 28th. Compass Point upped their target price on shares of Bread Financial from $75.00 to $87.00 and gave the stock a “buy” rating in a research note on Tuesday, January 21st. Barclays increased their price target on shares of Bread Financial from $51.00 to $53.00 and gave the company an “underweight” rating in a research note on Friday, January 31st. Keefe, Bruyette & Woods increased their price target on shares of Bread Financial from $67.00 to $88.00 and gave the company an “outperform” rating in a research note on Monday, December 9th. Finally, Royal Bank of Canada increased their price target on shares of Bread Financial from $62.00 to $68.00 and gave the company a “sector perform” rating in a research note on Friday, January 31st. Two equities research analysts have rated the stock with a sell rating, nine have given a hold rating and five have assigned a buy rating to the company’s stock. According to data from MarketBeat, the stock presently has a consensus rating of “Hold” and an average price target of $59.69.

Bread Financial Stock Down 4.6 %

BFH stock opened at $60.21 on Wednesday. The company’s 50 day moving average price is $62.05 and its 200 day moving average price is $55.85. The company has a debt-to-equity ratio of 0.33, a quick ratio of 1.19 and a current ratio of 1.15. Bread Financial has a fifty-two week low of $32.10 and a fifty-two week high of $66.71. The firm has a market capitalization of $2.99 billion, a price-to-earnings ratio of 10.85, a PEG ratio of 1.38 and a beta of 1.93.

Bread Financial (NYSE:BFH) last released its earnings results on Thursday, January 30th. The company reported $0.41 earnings per share for the quarter, topping analysts’ consensus estimates of $0.34 by $0.07. Bread Financial had a net margin of 5.75% and a return on equity of 12.41%.

Bread Financial Dividend Announcement

The company also recently disclosed a quarterly dividend, which will be paid on Friday, March 21st. Stockholders of record on Friday, February 14th will be issued a $0.21 dividend. This represents a $0.84 annualized dividend and a dividend yield of 1.40%. The ex-dividend date is Friday, February 14th. Bread Financial’s payout ratio is currently 15.14%.

Institutional Investors Weigh In On Bread Financial

Large investors have recently modified their holdings of the company. State Street Corp lifted its holdings in shares of Bread Financial by 2.1% during the third quarter. State Street Corp now owns 2,034,554 shares of the company’s stock worth $96,804,000 after purchasing an additional 41,012 shares during the period. Geode Capital Management LLC lifted its holdings in shares of Bread Financial by 1.2% during the third quarter. Geode Capital Management LLC now owns 1,155,989 shares of the company’s stock worth $55,012,000 after purchasing an additional 13,459 shares during the period. Jacobs Levy Equity Management Inc. lifted its holdings in shares of Bread Financial by 30.2% during the third quarter. Jacobs Levy Equity Management Inc. now owns 1,121,329 shares of the company’s stock worth $53,353,000 after purchasing an additional 260,283 shares during the period. Pzena Investment Management LLC lifted its holdings in shares of Bread Financial by 38.2% during the third quarter. Pzena Investment Management LLC now owns 880,827 shares of the company’s stock worth $41,910,000 after purchasing an additional 243,419 shares during the period. Finally, Charles Schwab Investment Management Inc. lifted its holdings in shares of Bread Financial by 1.9% during the third quarter. Charles Schwab Investment Management Inc. now owns 730,531 shares of the company’s stock worth $34,759,000 after purchasing an additional 13,484 shares during the period. 99.52% of the stock is owned by institutional investors and hedge funds.

About Bread Financial

Bread Financial Holdings, Inc provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit.