nCino (NASDAQ:NCNO) Issues Q4 2025 Earnings Guidance

nCino (NASDAQ:NCNO) issued an update on its fourth quarter 2025 earnings guidance on Monday morning. The company provided EPS guidance of 0.180-0.190 for the period, compared to the consensus EPS estimate of 0.180. The company issued revenue guidance of $139.5 million-$141.5 million, compared to the consensus revenue estimate of $140.8 million. nCino also updated its FY 2025 guidance to 0.720-0.730 EPS.

Analyst Upgrades and Downgrades

A number of research firms have recently commented on NCNO. Stephens upped their price objective on shares of nCino from $35.00 to $38.00 and gave the company an “equal weight” rating in a research note on Thursday, December 5th. Piper Sandler reaffirmed a “neutral” rating and set a $38.00 price objective on shares of nCino in a research note on Thursday, December 5th. Needham & Company LLC upped their price objective on shares of nCino from $40.00 to $45.00 and gave the company a “buy” rating in a research note on Thursday, December 5th. Macquarie upped their price objective on shares of nCino from $40.00 to $43.00 and gave the company an “outperform” rating in a research note on Friday, December 6th. Finally, Keefe, Bruyette & Woods upped their price objective on shares of nCino from $41.00 to $49.00 and gave the company an “outperform” rating in a research note on Monday, December 2nd. Four investment analysts have rated the stock with a hold rating and eleven have assigned a buy rating to the stock. Based on data from MarketBeat, the stock presently has a consensus rating of “Moderate Buy” and a consensus target price of $42.50.

nCino Stock Performance

NASDAQ NCNO opened at $34.01 on Monday. nCino has a fifty-two week low of $28.09 and a fifty-two week high of $43.20. The business has a 50 day moving average price of $35.58 and a two-hundred day moving average price of $34.55. The company has a debt-to-equity ratio of 0.20, a quick ratio of 1.95 and a current ratio of 1.95.

Insiders Place Their Bets

In other news, Director Jeff Horing sold 54,876 shares of the stock in a transaction that occurred on Monday, January 6th. The stock was sold at an average price of $35.00, for a total transaction of $1,920,660.00. Following the completion of the transaction, the director now directly owns 4,458,591 shares in the company, valued at approximately $156,050,685. This represents a 1.22 % decrease in their position. The transaction was disclosed in a filing with the SEC, which can be accessed through this hyperlink. Insiders sold a total of 6,238,084 shares of company stock worth $224,795,630 in the last 90 days. 28.40% of the stock is owned by company insiders.

nCino Company Profile

nCino, Inc, a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System connects financial institution employees, clients and third parties on a single cloud-based platform which include client onboarding, deposit account opening, loan origination, end-to-end mortgage suite, and powerful ecosystem.