Navient (NASDAQ:NAVI) Releases FY 2025 Earnings Guidance

Navient (NASDAQ:NAVI) issued an update on its FY 2025 earnings guidance on Wednesday morning. The company provided earnings per share (EPS) guidance of 1.000-1.200 for the period, compared to the consensus estimate of 1.390. The company issued revenue guidance of -.

Navient Trading Down 3.3 %

Shares of NAVI stock opened at $14.27 on Thursday. Navient has a fifty-two week low of $12.73 and a fifty-two week high of $18.36. The firm has a market capitalization of $1.53 billion, a P/E ratio of 20.68 and a beta of 1.43. The stock’s fifty day moving average is $14.22 and its two-hundred day moving average is $15.01. The company has a debt-to-equity ratio of 16.59, a quick ratio of 9.49 and a current ratio of 9.49.

Navient (NASDAQ:NAVI) last posted its quarterly earnings results on Wednesday, January 29th. The credit services provider reported $0.25 earnings per share for the quarter, missing analysts’ consensus estimates of $0.26 by ($0.01). Navient had a return on equity of 8.62% and a net margin of 1.71%. Research analysts expect that Navient will post 2.41 earnings per share for the current fiscal year.

Navient Announces Dividend

The business also recently announced a quarterly dividend, which was paid on Friday, December 20th. Shareholders of record on Friday, December 6th were issued a $0.16 dividend. This represents a $0.64 annualized dividend and a yield of 4.48%. The ex-dividend date of this dividend was Friday, December 6th. Navient’s payout ratio is currently 92.75%.

Analyst Upgrades and Downgrades

Several brokerages have recently weighed in on NAVI. Seaport Res Ptn raised shares of Navient from a “hold” rating to a “strong-buy” rating in a research report on Tuesday, January 21st. Bank of America decreased their target price on shares of Navient from $17.00 to $16.00 and set a “neutral” rating on the stock in a report on Tuesday, December 24th. Barclays raised their price target on shares of Navient from $10.00 to $11.00 and gave the stock an “underweight” rating in a report on Tuesday, October 8th. TD Cowen decreased their price objective on Navient from $14.00 to $13.00 and set a “sell” rating on the stock in a report on Friday, November 1st. Finally, StockNews.com raised Navient from a “hold” rating to a “buy” rating in a research note on Friday, November 1st. Two equities research analysts have rated the stock with a sell rating, four have assigned a hold rating, one has assigned a buy rating and one has assigned a strong buy rating to the company. Based on data from MarketBeat, Navient currently has a consensus rating of “Hold” and a consensus target price of $14.58.

Insider Transactions at Navient

In related news, EVP Stephen M. Hauber sold 10,000 shares of the company’s stock in a transaction dated Wednesday, November 6th. The stock was sold at an average price of $15.00, for a total value of $150,000.00. Following the completion of the sale, the executive vice president now directly owns 256,883 shares of the company’s stock, valued at $3,853,245. This represents a 3.75 % decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available through the SEC website. Corporate insiders own 27.99% of the company’s stock.

Navient Company Profile

Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions.