Analyzing LM Funding America (NASDAQ:LMFA) & SAIHEAT (NASDAQ:SAIH)

LM Funding America (NASDAQ:LMFA) and SAIHEAT (NASDAQ:SAIH) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their profitability, dividends, valuation, risk, institutional ownership, analyst recommendations and earnings.

Institutional and Insider Ownership

22.7% of LM Funding America shares are held by institutional investors. Comparatively, 0.2% of SAIHEAT shares are held by institutional investors. 36.1% of LM Funding America shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Risk and Volatility

LM Funding America has a beta of 1.42, suggesting that its stock price is 42% more volatile than the S&P 500. Comparatively, SAIHEAT has a beta of 1.68, suggesting that its stock price is 68% more volatile than the S&P 500.

Profitability

This table compares LM Funding America and SAIHEAT’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
LM Funding America	-96.23%	-35.84%	-31.86%
SAIHEAT	N/A	N/A	N/A

Earnings & Valuation

This table compares LM Funding America and SAIHEAT”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LM Funding America	$12.98 million	0.85	-$15.94 million	($4.91)	-0.44
SAIHEAT	$6.78 million	2.01	-$6.12 million	N/A	N/A

SAIHEAT has lower revenue, but higher earnings than LM Funding America.

Analyst Recommendations

This is a breakdown of current ratings and price targets for LM Funding America and SAIHEAT, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LM Funding America	0	1	0	0	2.00
SAIHEAT	0	0	0	0	0.00

Summary

SAIHEAT beats LM Funding America on 6 of the 10 factors compared between the two stocks.

About LM Funding America

LM Funding America, Inc. operates as a cryptocurrency mining and specialty finance company. It operates through two segments, Specialty Finance and Mining Operations. The company also engages in Bitcoin mining operations; and provides funding to nonprofit community associations. The company was founded in 2008 and is based in Tampa, Florida.

About SAIHEAT

SAIHEAT Limited engages in the development of liquid-cooling data centers. It develops technologies for the advanced computing center ecosystem, a center that provides high-performance servers, liquid cooling, and systems for capturing and recycling computing heat. The company was formerly known as SAI.TECH Global Corporation and changed its name to SAIHEAT Limited in August 2024. SAIHEAT Limited was founded in 2019 and is headquartered in Singapore.