Zhibao Technology (NASDAQ:ZBAO) & Ryan Specialty (NYSE:RYAN) Head-To-Head Comparison

Ryan Specialty (NYSE:RYAN) and Zhibao Technology (NASDAQ:ZBAO) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, risk, earnings, analyst recommendations, dividends, institutional ownership and profitability.

Insider & Institutional Ownership

84.8% of Ryan Specialty shares are held by institutional investors. 11.1% of Ryan Specialty shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Profitability

This table compares Ryan Specialty and Zhibao Technology’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Ryan Specialty	10.31%	47.90%	6.36%
Zhibao Technology	N/A	N/A	N/A

Analyst Ratings

This is a breakdown of current ratings and target prices for Ryan Specialty and Zhibao Technology, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Ryan Specialty	1	5	6	0	2.42
Zhibao Technology	0	0	0	0	0.00

Ryan Specialty presently has a consensus price target of $75.00, suggesting a potential upside of 20.13%. Given Ryan Specialty’s stronger consensus rating and higher possible upside, analysts clearly believe Ryan Specialty is more favorable than Zhibao Technology.

Earnings and Valuation

This table compares Ryan Specialty and Zhibao Technology”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ryan Specialty	$2.39 billion	6.85	$61.04 million	$0.77	81.08
Zhibao Technology	$183.67 million	0.27	N/A	N/A	N/A

Ryan Specialty has higher revenue and earnings than Zhibao Technology.

Summary

Ryan Specialty beats Zhibao Technology on 10 of the 10 factors compared between the two stocks.

About Ryan Specialty

Ryan Specialty Holdings, Inc. operates as a service provider of specialty products and solutions for insurance brokers, agents, and carriers in the United States, Canada, the United Kingdom, Europe, and Singapore. It offers distribution, underwriting, product development, administration, and risk management services by acting as a wholesale broker and a managing underwriter. The company serves commercial, industrial, institutional, and government sectors. Ryan Specialty Holdings, Inc. was founded in 2010 and is headquartered in Chicago, Illinois.

About Zhibao Technology

Zhibao Technology Inc., through its subsidiaries, provides digital insurance brokerage services in China. It also offers managing general underwriter services; and offline insurance brokerage consulting services. The company was founded in 2015 and is based in Shanghai, China.