Flagstar Financial (NYSE:FLG – Get Free Report) is one of 43 public companies in the “Savings institutions, except federal” industry, but how does it compare to its competitors? We will compare Flagstar Financial to related businesses based on the strength of its dividends, analyst recommendations, earnings, institutional ownership, profitability, risk and valuation.
Institutional and Insider Ownership
67.9% of Flagstar Financial shares are owned by institutional investors. Comparatively, 44.7% of shares of all “Savings institutions, except federal” companies are owned by institutional investors. 6.4% of Flagstar Financial shares are owned by insiders. Comparatively, 8.4% of shares of all “Savings institutions, except federal” companies are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.
Profitability
This table compares Flagstar Financial and its competitors’ net margins, return on equity and return on assets.
Net Margins | Return on Equity | Return on Assets | |
Flagstar Financial | -18.40% | -11.35% | -0.78% |
Flagstar Financial Competitors | 8.04% | 4.74% | 0.56% |
Dividends
Volatility & Risk
Flagstar Financial has a beta of 1.05, suggesting that its share price is 5% more volatile than the S&P 500. Comparatively, Flagstar Financial’s competitors have a beta of 0.58, suggesting that their average share price is 42% less volatile than the S&P 500.
Earnings & Valuation
This table compares Flagstar Financial and its competitors revenue, earnings per share and valuation.
Gross Revenue | Net Income | Price/Earnings Ratio | |
Flagstar Financial | $2.93 billion | -$79.00 million | -2.08 |
Flagstar Financial Competitors | $358.68 million | $13.12 million | -0.74 |
Flagstar Financial has higher revenue, but lower earnings than its competitors. Flagstar Financial is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.
Analyst Recommendations
This is a summary of current ratings and target prices for Flagstar Financial and its competitors, as provided by MarketBeat.
Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
Flagstar Financial | 0 | 2 | 0 | 0 | 2.00 |
Flagstar Financial Competitors | 126 | 599 | 372 | 7 | 2.24 |
Flagstar Financial currently has a consensus price target of $11.75, suggesting a potential upside of 29.83%. As a group, “Savings institutions, except federal” companies have a potential upside of 2.91%. Given Flagstar Financial’s higher probable upside, research analysts clearly believe Flagstar Financial is more favorable than its competitors.
Summary
Flagstar Financial competitors beat Flagstar Financial on 10 of the 15 factors compared.
Flagstar Financial Company Profile
Flagstar Financial, Inc. operates as the bank holding company for Flagstar Bank, N.A. that provides banking products and services in the United States. The company’s deposit products include interest-bearing checking and money market, savings, non-interest-bearing, and retirement accounts, as well as certificates of deposit. Its loan products comprise multi-family loans; commercial real estate loans; acquisition, development, and construction loans; commercial and industrial loans; one-to-four family loans; specialty finance loans and leases; warehouse loans; and other loans, such as home equity lines of credit, boat and recreational vehicle indirect lending, point of sale consumer loans, and other consumer loans, including overdraft loans. The company offers cash management products; non-deposit investment and insurance products; and online banking, mobile banking, and bank-by-phone services. It primarily serves individuals, small and mid-size businesses, and professional associations. The company was formerly known as New York Community Bancorp, Inc. and changed its name to Flagstar Financial, Inc. in October 2024. Flagstar Financial, Inc. was founded in 1859 and is headquartered in Hicksville, New York.
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