nCino (NASDAQ:NCNO) Issues Q4 2025 Earnings Guidance

nCino (NASDAQ:NCNO) updated its fourth quarter 2025 earnings guidance on Thursday. The company provided EPS guidance of 0.180-0.190 for the period, compared to the consensus EPS estimate of 0.190. The company issued revenue guidance of $139.5 million-$141.5 million, compared to the consensus revenue estimate of $143.8 million. nCino also updated its FY 2025 guidance to 0.720-0.730 EPS.

Wall Street Analysts Forecast Growth

NCNO has been the topic of a number of recent research reports. Keefe, Bruyette & Woods upped their price target on nCino from $41.00 to $49.00 and gave the company an “outperform” rating in a research report on Monday. Morgan Stanley boosted their price objective on nCino from $30.00 to $41.00 and gave the company an “equal weight” rating in a research note on Monday. Stephens boosted their price objective on nCino from $35.00 to $38.00 and gave the company an “equal weight” rating in a research note on Thursday. Robert W. Baird decreased their price objective on nCino from $43.00 to $42.00 and set a “neutral” rating on the stock in a research note on Thursday. Finally, William Blair reiterated an “outperform” rating on shares of nCino in a research note on Thursday. Five analysts have rated the stock with a hold rating and nine have given a buy rating to the stock. According to data from MarketBeat.com, the stock presently has an average rating of “Moderate Buy” and a consensus target price of $42.31.

nCino Trading Down 8.2 %

NASDAQ NCNO traded down $3.48 on Thursday, hitting $39.02. The company’s stock had a trading volume of 2,123,917 shares, compared to its average volume of 1,071,508. nCino has a 52-week low of $28.09 and a 52-week high of $43.20. The company has a current ratio of 1.08, a quick ratio of 1.08 and a debt-to-equity ratio of 0.09. The company’s 50-day simple moving average is $37.59 and its 200 day simple moving average is $33.57. The firm has a market cap of $4.51 billion, a P/E ratio of -135.37, a PEG ratio of 34.42 and a beta of 0.59.

Insider Activity

In other nCino news, Director Jeff Horing sold 1,833,975 shares of nCino stock in a transaction on Friday, October 18th. The stock was sold at an average price of $36.62, for a total value of $67,160,164.50. Following the completion of the sale, the director now owns 12,513,467 shares of the company’s stock, valued at approximately $458,243,161.54. This trade represents a 12.78 % decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through this link. Also, Director William J. Ruh sold 10,000 shares of nCino stock in a transaction on Monday, October 21st. The stock was sold at an average price of $37.50, for a total value of $375,000.00. Following the completion of the sale, the director now directly owns 226,201 shares of the company’s stock, valued at approximately $8,482,537.50. The trade was a 4.23 % decrease in their position. The disclosure for this sale can be found here. Insiders sold a total of 3,235,029 shares of company stock worth $117,599,204 in the last quarter. 28.40% of the stock is owned by company insiders.

nCino Company Profile

nCino, Inc, a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System connects financial institution employees, clients and third parties on a single cloud-based platform which include client onboarding, deposit account opening, loan origination, end-to-end mortgage suite, and powerful ecosystem.