Head to Head Review: Greenidge Generation (NASDAQ:GREE) & OppFi (NYSE:OPFI)

Greenidge Generation (NASDAQ:GREE) and OppFi (NYSE:OPFI) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, dividends, earnings, risk, analyst recommendations, profitability and valuation.

Insider and Institutional Ownership

8.5% of Greenidge Generation shares are held by institutional investors. Comparatively, 7.1% of OppFi shares are held by institutional investors. 31.3% of Greenidge Generation shares are held by insiders. Comparatively, 84.0% of OppFi shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Valuation and Earnings

This table compares Greenidge Generation and OppFi”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Greenidge Generation	$70.39 million	0.42	-$29.51 million	N/A	N/A
OppFi	$523.16 million	1.17	-$1.00 million	$0.16	44.47

OppFi has higher revenue and earnings than Greenidge Generation.

Analyst Ratings

This is a breakdown of current ratings and price targets for Greenidge Generation and OppFi, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Greenidge Generation	0	0	1	0	3.00
OppFi	0	0	2	0	3.00

Greenidge Generation presently has a consensus target price of $4.00, suggesting a potential upside of 52.67%. OppFi has a consensus target price of $6.50, suggesting a potential downside of 8.64%. Given Greenidge Generation’s higher possible upside, analysts plainly believe Greenidge Generation is more favorable than OppFi.

Risk & Volatility

Greenidge Generation has a beta of 3.17, meaning that its stock price is 217% more volatile than the S&P 500. Comparatively, OppFi has a beta of 1.2, meaning that its stock price is 20% more volatile than the S&P 500.

Profitability

This table compares Greenidge Generation and OppFi’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Greenidge Generation	-20.09%	N/A	-18.76%
OppFi	1.40%	35.04%	12.09%

Summary

OppFi beats Greenidge Generation on 8 of the 11 factors compared between the two stocks.

About Greenidge Generation

Greenidge Generation Holdings Inc. operates as an integrated cryptocurrency datacenter and power generation company. The company owns and operates cryptocurrency datacenter in New York, as well as hosts, powers, and provides technical support and other related services to bitcoin mining equipment owned by customers. It also owns and operates a 106 MW nameplate capacity power generation facility. The company was founded in 1937 and is based in Fairfield, Connecticut.

About OppFi

OppFi Inc. operates a cialty finance platform that allows banks to offer credit access. Its platform facilitates the OppLoans, an installment loan product; SalaryTap, a payroll deduction secured installment loan product; and OppFi Card, a credit card product. OppFi Inc. was founded in 2012 and is headquartered in Chicago, Illinois.