SR Bancorp (SRBK) vs. Its Competitors Head-To-Head Analysis

Risk & Volatility

SR Bancorp has a beta of 1.15, meaning that its share price is 15% more volatile than the S&P 500. Comparatively, SR Bancorp’s peers have a beta of 0.57, meaning that their average share price is 43% less volatile than the S&P 500.

Valuation and Earnings

This table compares SR Bancorp and its peers gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
SR Bancorp	$38.38 million	-$10.86 million	92.09
SR Bancorp Competitors	$316.95 million	$15.48 million	6.07

SR Bancorp’s peers have higher revenue and earnings than SR Bancorp. SR Bancorp is trading at a higher price-to-earnings ratio than its peers, indicating that it is currently more expensive than other companies in its industry.

Profitability

This table compares SR Bancorp and its peers’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
SR Bancorp	2.25%	0.50%	0.10%
SR Bancorp Competitors	8.23%	4.95%	0.57%

Insider and Institutional Ownership

24.7% of SR Bancorp shares are owned by institutional investors. Comparatively, 44.0% of shares of all “Savings institutions, except federal” companies are owned by institutional investors. 3.6% of SR Bancorp shares are owned by insiders. Comparatively, 8.5% of shares of all “Savings institutions, except federal” companies are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Summary

SR Bancorp peers beat SR Bancorp on 7 of the 9 factors compared.

SR Bancorp Company Profile

SR Bancorp, Inc. operates as the holding company for Somerset Regal Bank that provides customary retail and commercial banking services to individuals, businesses, and local municipalities in the communities of Somerset, Middlesex, Hunterdon, and Essex counties in New Jersey. It offers deposit instruments, including noninterest-bearing demand deposits, interest-bearing demand accounts, savings accounts, money market accounts, and certificates of deposit. The company also provides loans comprising one- to four family-residential mortgage loans, home equity loans and lines of credit, unsecured personal loans, and rehabilitation loans; and bill payment services. In addition, it is involved in the investment activities. The company was founded in 1887 and is headquartered in Bound Brook, New Jersey.