Comparing Hut 8 (NASDAQ:HUT) & Oportun Financial (NASDAQ:OPRT)

Oportun Financial (NASDAQ:OPRT) and Hut 8 (NASDAQ:HUT) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their valuation, earnings, analyst recommendations, risk, dividends, institutional ownership and profitability.

Volatility and Risk

Oportun Financial has a beta of 1.1, indicating that its stock price is 10% more volatile than the S&P 500. Comparatively, Hut 8 has a beta of 3.99, indicating that its stock price is 299% more volatile than the S&P 500.

Analyst Ratings

This is a summary of current ratings and price targets for Oportun Financial and Hut 8, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Oportun Financial	0	4	1	1	2.50
Hut 8	0	0	6	0	3.00

Oportun Financial currently has a consensus price target of $5.70, suggesting a potential upside of 95.88%. Hut 8 has a consensus price target of $17.00, suggesting a potential downside of 8.55%. Given Oportun Financial’s higher probable upside, analysts plainly believe Oportun Financial is more favorable than Hut 8.

Valuation and Earnings

This table compares Oportun Financial and Hut 8″s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Oportun Financial	$1.06 billion	0.10	-$179.95 million	($3.10)	-0.94
Hut 8	$115.90 million	14.61	-$186.77 million	N/A	N/A

Oportun Financial has higher revenue and earnings than Hut 8.

Institutional and Insider Ownership

82.7% of Oportun Financial shares are held by institutional investors. Comparatively, 31.8% of Hut 8 shares are held by institutional investors. 9.3% of Oportun Financial shares are held by company insiders. Comparatively, 12.0% of Hut 8 shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Profitability

This table compares Oportun Financial and Hut 8’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Oportun Financial	-11.66%	-11.04%	-1.31%
Hut 8	N/A	N/A	N/A

Summary

Hut 8 beats Oportun Financial on 8 of the 13 factors compared between the two stocks.

About Oportun Financial

Oportun Financial Corporation provides financial services. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. The company was founded in 2005 and is headquartered in San Carlos, California.

About Hut 8

Hut 8 Corp., together with its subsidiaries, acquires, builds, manages, and operates data centers for digital assets mining, computing, and artificial intelligence in the United States. It operates in four segments: Digital Assets Mining, Managed Services, High Performance Computing Colocation and Cloud, and Other. The company mines Bitcoin. It also offers managed services for energy infrastructure development, such as site design, procurement, and construction management; software automation, process design, personnel hiring, and team training; utilities contracts, hosting operations, and customer management; energy portfolio optimization and strategic initiatives; and finance, accounting, and safety services for digital asset mining site owners, governments, and data center developers. In addition, the company provides colocation, cloud, and connectivity services; hosting services, which include the provision of mining equipment and space, as well as monitors, troubleshoots, repairs, and maintains customer mining equipment; and equipment sales and repair services. Hut 8 Corp. was founded in 2017 and is based in Miami, Florida.