Head-To-Head Analysis: Unico American (NASDAQ:UNAM) versus Fundamental Global (NASDAQ:FGF)

Fundamental Global (NASDAQ:FGF) and Unico American (NASDAQ:UNAM) are both small-cap multi-sector conglomerates companies, but which is the better business? We will contrast the two businesses based on the strength of their institutional ownership, dividends, analyst recommendations, profitability, earnings, valuation and risk.

Institutional & Insider Ownership

3.1% of Fundamental Global shares are held by institutional investors. 62.7% of Fundamental Global shares are held by company insiders. Comparatively, 44.4% of Unico American shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Volatility & Risk

Fundamental Global has a beta of 0.56, suggesting that its share price is 44% less volatile than the S&P 500. Comparatively, Unico American has a beta of -0.2, suggesting that its share price is 120% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of current ratings for Fundamental Global and Unico American, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Fundamental Global	0	0	0	0	N/A
Unico American	0	0	0	0	N/A

Profitability

This table compares Fundamental Global and Unico American’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Fundamental Global	-14.29%	-16.00%	-5.89%
Unico American	N/A	N/A	N/A

Earnings and Valuation

This table compares Fundamental Global and Unico American”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Fundamental Global	$32.17 million	0.93	$3.85 million	($0.18)	-5.83
Unico American	$34.63 million	0.01	-$5.67 million	N/A	N/A

Fundamental Global has higher earnings, but lower revenue than Unico American.

Summary

Fundamental Global beats Unico American on 5 of the 9 factors compared between the two stocks.

About Fundamental Global

Fundamental Global Inc. engages in reinsurance, merchant banking, and asset management business. The company offers initial public offering services. It also offers specialty property and casualty reinsurance services. In addition, the company provides investment advisory services. The company was formerly known as Ballantyne Strong, Inc. and changed its name to FG Group Holdings Inc. in December 2022. Fundamental Global Inc. was founded in 1932 and is based in Mooresville, North Carolina.

About Unico American

Unico American Corporation, an insurance holding company, underwrites property and casualty insurance in Arizona, California, Nevada, Oregon, and Washington. The company offers property, casualty, health, and life insurance products, as well as insurance premium financing and membership association services. Its commercial property coverage insures against loss or damage to buildings, inventory, and equipment from natural disasters, including hurricanes, windstorms, hail, water, explosions, and severe winter weather, as well as other events, such as theft and vandalism, fires, storms, and financial loss due to business interruption resulting from covered property damage. The company also offers commercial liability coverage that insures against third party liability from accidents occurring on the insured's premises or arising out of its operation; and writes policies to insure commercial property and commercial liability risks on a mono-line basis. In addition, it provides group dental, vision, and life insurance policies. Unico American Corporation markets its insurance products primarily through a network of independent brokers and agents. The company was incorporated in 1969 and is headquartered in Calabasas, California.