Analyzing Rimini Street (NASDAQ:RMNI) & XBP Europe (NASDAQ:XBP)

XBP Europe (NASDAQ:XBP) and Rimini Street (NASDAQ:RMNI) are both small-cap business services companies, but which is the superior business? We will compare the two businesses based on the strength of their analyst recommendations, dividends, risk, institutional ownership, profitability, valuation and earnings.

Analyst Recommendations

This is a breakdown of current recommendations and price targets for XBP Europe and Rimini Street, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
XBP Europe	0	0	0	0	N/A
Rimini Street	0	1	0	0	2.00

Rimini Street has a consensus price target of $4.50, indicating a potential upside of 151.40%. Given Rimini Street’s higher possible upside, analysts clearly believe Rimini Street is more favorable than XBP Europe.

Risk and Volatility

XBP Europe has a beta of -0.31, meaning that its share price is 131% less volatile than the S&P 500. Comparatively, Rimini Street has a beta of 1.28, meaning that its share price is 28% more volatile than the S&P 500.

Profitability

This table compares XBP Europe and Rimini Street’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
XBP Europe	N/A	N/A	-18.77%
Rimini Street	3.80%	-73.91%	8.43%

Institutional and Insider Ownership

15.7% of XBP Europe shares are owned by institutional investors. Comparatively, 73.8% of Rimini Street shares are owned by institutional investors. 82.5% of XBP Europe shares are owned by insiders. Comparatively, 41.3% of Rimini Street shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Valuation and Earnings

This table compares XBP Europe and Rimini Street”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
XBP Europe	$157.86 million	0.20	-$11.05 million	N/A	N/A
Rimini Street	$429.43 million	0.38	$26.06 million	$0.24	7.46

Rimini Street has higher revenue and earnings than XBP Europe.

Summary

Rimini Street beats XBP Europe on 8 of the 10 factors compared between the two stocks.

About XBP Europe

XBP Europe Holdings, Inc. provides bills, payments, and related solutions and services in France, Germany, the United Kingdom, Sweden, and internationally. The company operates through two segments, Bills & Payments and Technology. The Bills & Payments segment focuses on optimizing how bills and payments are processed by businesses of all sizes and industries. This segment also offers automation of accounts payable and accounts receivables processes and seeks to integrate buyers and suppliers, as well as engages in digital transformation business. The Technology segment engages in the sale of recurring software licenses and related maintenance, and hardware solutions, as well as provision of related maintenance and professional services. In addition, the company offers XBP platform that provides a secured network allowing billers, consumers, and businesses to communicate and transact; XBP Omnidirect, a cloud-based platform that provides enterprise level client communication management; and Reaktr.ai for cybersecurity, data modernization and cloud management, and generative AI. Further, it provides request to pay solutions; enterprise information management solutions; robotic process automation solutions; digital mailroom and records digitization solutions; business process management and intelligent workflow automation solutions; integrated communications solution; banking and financial industry solutions and services; cross-border payments; digitization of checks; confirmation of payee; and mortgage and loan management solutions. The company is based in Egham, the United Kingdom. XBP Europe Holdings, Inc. operates as a subsidiary of Exela Technologies, Inc.

About Rimini Street

Rimini Street, Inc. provides enterprise software products, services, and support. The company engages in the provision of support services for Oracle and SAP enterprise software products. It also provides Rimini ONE, an outsourcing option that offers a set of unified and integrated services to run, manage, support, customize, configure, connect, protect, monitor, and optimize its clients' application, database, and technology enterprise software; Rimini Support, a mission-critical support for Oracle, SAP, proprietary and open-source database, and technology software; Rimini Manage, a suite of managed services for application and database software; Rimini Protect, a suite of personalized software security services and solutions; and Rimini Connect, a suite of managed interoperability solutions for browsers, operating systems, and email systems. In addition, the company offers Rimini Watch, a suite of observability solutions that include monitoring and system health check solutions; Rimini Consult, a suite of professional services for clients' enterprise software customization, configuration, implementation, integration, interoperability, migration, staff augmentation, and other project needs; and Rimini Custom, a program that expands support and related services to a broader portfolio of enterprise software. The company serves Fortune 500 companies and Fortune Global 100 companies across various industries. It sells its solutions primarily through direct sales organizations in North America, Latin America, Europe, Africa, the Middle East, Asia, and the Asia-Pacific. The company was incorporated in 2005 and is headquartered in Las Vegas, Nevada.