Financial Comparison: Medallion Financial (NASDAQ:MFIN) and Abits Group (NASDAQ:ABTS)

Abits Group (NASDAQ:ABTS) and Medallion Financial (NASDAQ:MFIN) are both small-cap business services companies, but which is the better stock? We will contrast the two businesses based on the strength of their earnings, valuation, risk, institutional ownership, profitability, analyst recommendations and dividends.

Analyst Ratings

This is a summary of current ratings for Abits Group and Medallion Financial, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Abits Group	0	0	0	0	N/A
Medallion Financial	0	0	1	0	3.00

Medallion Financial has a consensus target price of $12.00, indicating a potential upside of 43.88%. Given Medallion Financial’s higher possible upside, analysts clearly believe Medallion Financial is more favorable than Abits Group.

Profitability

This table compares Abits Group and Medallion Financial’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Abits Group	N/A	N/A	N/A
Medallion Financial	17.96%	12.32%	1.93%

Institutional and Insider Ownership

0.2% of Abits Group shares are held by institutional investors. Comparatively, 40.6% of Medallion Financial shares are held by institutional investors. 6.7% of Abits Group shares are held by company insiders. Comparatively, 22.4% of Medallion Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Risk & Volatility

Abits Group has a beta of 2.76, suggesting that its stock price is 176% more volatile than the S&P 500. Comparatively, Medallion Financial has a beta of 2.16, suggesting that its stock price is 116% more volatile than the S&P 500.

Valuation & Earnings

This table compares Abits Group and Medallion Financial’s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Abits Group	$1.68 million	11.69	-$12.59 million	N/A	N/A
Medallion Financial	$192.77 million	1.01	$55.08 million	$2.12	3.93

Medallion Financial has higher revenue and earnings than Abits Group.

Summary

Medallion Financial beats Abits Group on 9 of the 11 factors compared between the two stocks.

About Abits Group

Abits Group Inc., a digital company, engages in the provision of bitcoin mining and related services in the United States. The company was formerly known as Moxian (BVI) Inc and changed its name to Abits Group Inc. in November 2023. Abits Group Inc. was incorporated in 2021 and is based in Tsim Sha Tsui, Hong Kong.

About Medallion Financial

Medallion Financial Corp., together with its subsidiaries, operates as a specialty finance company in the United States. It operates in four segments: Recreation Lending, Home Improvement Lending, Commercial Lending, and Taxi Medallion Lending. The company offers loans that finance consumer purchases of recreational vehicles, boats, and other consumer recreational equipment; consumer financing for window, siding, and roof replacement, swimming pool installations, and other home improvement projects; senior and subordinated loans for the purchase of equipment and related assets necessary to open a new business, or purchase or improvement of an existing business; and taxi medallion loans to individuals and small to mid-size businesses. It also provides debt, mezzanine, and equity investment capital to companies in various commercial industries; and raises deposits and conducts other banking activities. Medallion Financial Corp. was incorporated in 1995 and is headquartered in New York City, New York.